Negotiating with Car Insurance Adjusters
As a no-fault state, Florida requires car accident victims to use their auto insurance policies for any injury claims before demanding the at-fault party compensate them for other damages. Personal Injury Protection (PIP) coverage of at least $10,000 is also mandatory in a motorist’s insurance policy. While PIP coverage will reimburse many medical costs as a result of an accident, it doesn’t determine who is at fault. Additionally, if a crash involves a party that is either uninsured or underinsured, the injured party usually must rely on their policy to get any losses and damages compensated.
Usually, PIP insurance coverage includes:
- Rehabilitative care
- Ambulance services
- Reasonable medical expenses
- Lost wages or income due to the accident
- Funeral services
Sometimes, an insurance company will heavily contest personal injury claims in the hopes that the victim will give up trying to pursue a settlement. Insurance adjusters also count on claimants to settle for smaller sums. This is why it’s crucial to avoid speaking with representatives from insurance companies before consulting with a car accident lawyer in Oviedo.
Finding an Oviedo Car Accident Attorney
If you are an Oviedo-area resident who is suffering from injuries because of a car crash, contact a car accident attorney right away. When deciding on who to represent you, make sure you do your research and choose a knowledgeable lawyer with personal injury case experience and a reputation for protecting his clients’ interests.
Important practice areas your attorney should have experience in are:
The attorney you hire should have experience negotiating with insurance adjusters and litigating claims in court. He should be able to provide an accurate estimate of the damages you are entitled to based on the costs of your medical treatment, lost wages, and other factors that come into play. A good attorney will help you avoid the frustration of claim denials and undervalued settlement offers, and make sure nothing is left out.
Compensation After an Oviedo Car Accident
Typically, car accident claims help victims recover for the following losses:
- Medical treatment and associated costs
- Pain and suffering
- Reduced work capabilities
- Lost wages
- Property damage
If you sustain injuries or had property damaged because of a car accident, take action immediately by hiring an aggressive personal injury lawyer to represent you. Any delays between the time of the accident and claiming your losses give the insurance companies ammunition for downplaying your suffering and compensation you deserve.
Hire a Quality Car Accident Lawyer in Oviedo
If you have questions about your accident claim, or you currently have a settlement offer to consider, contact The Umansky Law Firm before moving forward. Oviedo residents rely on our over 100 years of combined experience to represent their best interests and protect their rights when making an injury claim. Our team of lawyers handles all car, truck, SUV, motorcycle, and other auto accident insurance claims.
Contact us today at (407) 228-3838 for a free evaluation of your case to determine how we can help you begin the road to recovery. We are here to help you secure the relief that is due, and we do this by examining all aspects of your claim and keep your best interests as our focus while representing you.